Many potential homebuyers are denied a mortgage due to a high debt-to-income ratio.  In this episode, Nelson reviews a half-dozen quick tips that you can use to fix a broken debt-to-income ratio immediately.  This isn’t about waiting a few years to see if your situation improves!  This episode is about ideas and actions you can take immediately to turn your denial into an approval, reset your budget to make room for a house payment, and become a homeowner much sooner than you may have thought!

Would you like to buy a home that has an Accessory Dwelling Unit (ADU)? In this Episode, Nelson walks through the guidelines and shows you how this option can increase your purchasing power, and make homes more affordable. Nelson also explores an interesting idea: buyers could finance the costs of renovating a home to add an apartment by buying their first home with a renovation loan!

Ready to buy your first home in Utah? Learn the homebuying process step-by-step—from pre-approval to closing—with expert tips from a local Utah mortgage broker.

Home ownership isn’t just a dream — it’s the foundation of financial independence. Learn why owning a home is one of the smartest, safest, and most empowering financial moves you can make.

Join Utah mortgage broker Nelson Barss on the Home Buyers Quest Podcast—your friendly guide to qualifying, financing, and buying your first home in Utah.